Q3 2025 – Market and Portfolio Update

Q3 has delivered exceptional returns for investors, from global tech, to local equity, to gold. Progress truly is the spice of life. So, grab your favourite coffee and let’s check it out.

Before we jump into the numbers, we’ve got exciting news: We’re absolutely pumped to announce our official partnership with Monarch Coffee - the proud caffeine supplier of MoneyMoves! ☕️

Monarch is locally roasted in Paarl and Cape Town and we’ll be hosting a few MoneyMoves events at Monarch spots within the next couple of months, so keep an eye out on socials.

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Sentient Wealth: Investor Portfolio Updates

Below are your portfolio updates for the year so far. If you are a client of Sentient Wealth, you are invested in one of these funds on Allan Gray. For context, here’s how each portfolio is allocated:

• Conservative: 0% Equity, 100% Cash & Bonds

• Cautious: 25% Equity, 75% Cash & Bonds

• Moderate: 50% Equity, 50% Cash & Bonds

• Aggressive: 75% Equity, 25% Cash & Bonds

• Unconstrained: 100% Equity, 0% Cash & Bonds

Feel free to check out our latest fund fact sheets under “our portfolios” via this link. Returns are reported as at 31 Aug 2025.

PS: All clients will receive their personal quarterly statements later today, so keep an eye on the mailbox.

Paul’s Personal (High-Risk) Portfolio

We’re pumping!

After a shaky Q1 with negative returns, Q2 & Q3 has delivered a solid rebound. Top picks for the quarter include Northam Platinum, and Pan African Resources, and Blue Label Telecoms.

On the crypto side, the market continues to lag despite significant infrastructure developments. Investors remain split: will we see a massive rally into a blow-off top, or has the cycle already peaked with a bear market ahead? My bet is that we’re still in for some upside before the cycle ends. Time will tell.

Woordfees… We’re back!

We’ll be talking about everything from smart investing to crypto to alternative investments.

• 📍 Venue: EasyEquities Writers’ Room (Die Khaya)

• 📅 Dates: 14–16 October

• ⏰ Time: 13:00 – 14:00

The 40-minute talk is followed by a 20-minute interactive Q&A session, so bring your questions along! This series is for everyone - from rookie investor’s to the local Warren Buffetts. If you’re in Stellenbosch, we’d love to see you there.

PS: The talk will be presented in Afrikaans.

Thank you for trusting us with your wealth. If you have any questions, want to review your portfolio, or just want to chat about what’s happening in the markets, feel free to reach out anytime.

Warm regards,
Paul & Ingrid
Sentient Wealth